I went to school to study film.  When I came out, I didn’t realize how much I had accumulated in school debt.  It always just was part of being an adult, so I was not educated on how much money was being used just so I could graduate.  And after I graduated, my film scholarship didn’t hold up against my dreams of being a famous drummer.  When my wife and I decided to move back to Australia, I knew that I was going to have to find an accountant in australia that could continue to help me stay on top of this debt.  We want to have it gone with in the next three months!